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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media print{body{background:white;font-size:12pt}body>*:not(main),main>section:not(.check-section),main>.edition{display:none!important}.check-section{padding:0;background:white}.wrap{width:100%}.check-layout{display:block}.check-intro h2{font-size:26pt}.check-intro>p,.select-label,select,.check-actions,.check-intro .eyebrow{display:none}.check-paper{box-shadow:none;padding:20px 0}.check-item{break-inside:avoid}.paper-top{font-size:10pt}.check-item strong{font-size:12pt}.check-item small{font-size:10pt}.paper-foot{font-size:10pt}}

.rate-explainer{border-top:1px solid var(--line);padding-top:55px}.rate-explainer .lead{font-size:22px;max-width:770px;margin-top:25px}.rate-basics{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:40px}.rate-basics article{border-top:2px solid var(--forest);padding-top:20px}.rate-basics span{font-size:12px;letter-spacing:1.5px;color:var(--muted)}.rate-basics h3{font-size:28px;margin:18px 0}.rate-basics p{font-size:16px}.rate-takeaway{padding:24px;background:#eceee5;margin-top:32px;font-size:17px}.rate-explainer .small-note{margin-top:20px}.rate-explainer .underlink{display:inline-block;margin-top:15px;font-size:12px}.rate-detail{padding-top:55px;margin-top:50px;border-top:1px solid var(--line)}.rate-detail h2{font-size:40px}#rates{padding-top:0}@media(max-width:820px){.rate-basics{grid-template-columns:1fr;gap:26px}.rate-basics h3{margin:12px 0}.rate-detail{margin-top:32px}.masthead nav{flex-wrap:wrap}}

/* Same editorial design, expanded into permanent buyer guides. */
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@media(max-width:820px){.rate-snapshot{grid-template-columns:1fr;gap:25px}.article-heading{padding-top:30px}.article-body{padding-top:35px}.rate-snapshot>div+div{border-top:1px solid var(--line);padding-top:25px}}
@media(max-width:540px){.article-heading h1{font-size:39px}.article-heading .intro{font-size:18px}.article-section h2{font-size:27px}.about-portrait{float:none;margin:0 0 30px;max-width:100%}.buyer-cta,.buyer-meaning,.contact-card{padding:25px}.rate-explainer h2{font-size:33px}.check-actions{flex-wrap:wrap}.breadcrumb{margin-bottom:28px}.related>div{flex-direction:column}.rate-snapshot{gap:15px}}
@media print{.interior>section.article-heading{display:block!important;padding:0 0 20px}.interior .article-heading h1{font-size:24pt}.interior .article-heading .intro{font-size:12pt}.interior .breadcrumb,.interior .check-actions,.interior .checklist-tabs,.interior .related,.interior .buyer-cta,.interior iframe{display:none!important}.interior .article-body{display:block!important;padding:0;max-width:none;width:100%}.interior .article-section{margin-bottom:18pt}.interior .article-section h2{font-size:16pt;break-after:avoid}.interior .article-section p{font-size:11pt}.printable-checklist{break-before:page;margin-top:0}.printable-checklist:first-of-type{break-before:auto}.print-note{display:block;font-size:11pt;margin:15px 0}.check-paper,.check-section{color:#000;background:#fff}.check-items .check-item{break-inside:avoid}.check-item input{appearance:auto!important;accent-color:#000}.checklist-panel[hidden]{display:none!important}body[data-print-only] .printable-checklist:not(.print-selected){display:none!important}body[data-print-only] .print-selected{break-before:auto}.article-sources{break-inside:avoid}.about-portrait{display:none}.guide-checklist h2{break-after:avoid}}

@media(max-width:540px){.masthead nav .listings-nav{display:inline-flex}}